CA-Life-Accident-and-Health유효한공부문제최신버전인증덤프문제

IT전문가들이 자신만의 경험과 끊임없는 노력으로 만든 최고의California Department of Insurance CA-Life-Accident-and-Health학습자료---- Itexamdump의 California Department of Insurance CA-Life-Accident-and-Health덤프! California Department of Insurance CA-Life-Accident-and-Health덤프로 시험보시면 시험패스는 더는 어려운 일이 아닙니다. 사이트에서 데모를 다운받아 보시면 덤프의 일부분 문제를 먼저 풀어보실수 있습니다.구매후 덤프가 업데이트되면 업데이트버전을 무료로 드립니다.

California Department of Insurance CA-Life-Accident-and-Health 시험환경에 적응하고 싶은 분은 pdf버전 구매시 온라인버전 또는 테스트엔진 버전을 추가구매하시면 됩니다. 문제는 pdf버전의 문제와 같지만 pdf버전의 문제를 마스터한후 실력테스 가능한 프로그램이기에California Department of Insurance CA-Life-Accident-and-Health시험환경에 익숙해져 시험을 보다 릴렉스한 상태에서 볼수 있습니다.

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퍼펙트한 CA-Life-Accident-and-Health유효한 공부문제 인증공부자료

불과 1,2년전만 해도 California Department of Insurance CA-Life-Accident-and-Health덤프를 결제하시면 수동으로 메일로 보내드리기에 공휴일에 결제하시면 덤프를 보내드릴수 없어 고객님께 페를 끼쳐드렸습니다. 하지만 지금은 시스템이 업그레이드되어California Department of Insurance CA-Life-Accident-and-Health덤프를 결제하시면 바로 사이트에서 다운받을수 있습니다. Itexamdump는 가면갈수록 고객님께 편리를 드릴수 있도록 나날이 완벽해질것입니다.

최신 California Department of Insurance Certification CA-Life-Accident-and-Health 무료샘플문제 (Q143-Q148):

질문 # 143
Unintentional concealment entitles the injured party to which course of action, if any?

A. Rescission of the contract.
B. $250 fine to be paid to the injured party.
C. Possible imprisonment to the party who concealed the information.
D. None, due to the fact that the concealment was unintentional.

정답：A

설명：
Unintentional concealment refers to the failure to disclose information without fraudulent intent. According to the California Insurance Code, even unintentional concealment entitles the injured party to rescind the contract (A). This means the injured party can void the contract and be relieved of all obligations under it due to the lack of full disclosure, ensuring fairness in the agreement.

질문 # 144
What is the cost of service from the Health Insurance Counseling Advocacy Program (HICAP)?

A. $10 per appointment.
B. $50 per appointment.
C. No charge.
D. $25 per appointment.

정답：C

설명：
The Health Insurance Counseling and Advocacy Program (HICAP) provides free assistance to California residents regarding Medicare and other health insurance issues. HICAP counselors are trained and registered by the California Department of Aging and offer unbiased advice without any charge. This program aims to help individuals make informed decisions about their health insurance options, understand their benefits, and resolve issues related to their coverage.

질문 # 145
Every individual annuity policy that is sold to a senior in the State of California MUST include which of the following free look information?

A. The insurer has the right to cancel if less than 30 days.
B. The premiums will not be invested during the return period.
Copyright 2024. PSI Sen ices LLC. All rights reserved.
C. The insured forfeits any premiums paid if cancelled.
D. The policy has a 30-day return for cancellation feature.

정답：D

설명：
Every individual annuity policy sold to a senior in the State of California must include a 30-day free look period. This allows the policyholder to review the annuity contract and cancel it within 30 days for a full refund of premiums paid. This regulation ensures consumer protection by providing seniors with the opportunity to fully understand their purchase and reconsider if necessary, as mandated by California insurance laws.

질문 # 146
A health insurance issuer offering coverage in the individual market must provide premium rebates if its medical loss ratio (MLR) is less than what percentage?

A. 75%
B. 80%
C. 85%
D. 70%

정답：B

설명：
Medical Loss Ratio (MLR): The MLR is a measure of the percentage of premium revenues that an insurance company spends on clinical services and quality improvement.
Requirement for Individual Market: Health insurance issuers in the individual market must have an MLR of at least 80%. This means at least 80% of premiums must be spent on healthcare claims and quality improvement.
Premium Rebates: If an insurer fails to meet the 80% MLR, they must provide rebates to policyholders.
References: California Insurance Code Section 10112.25 and the Affordable Care Act regulations require insurers to meet specific MLR standards and issue rebates if these standardsare not met.

질문 # 147
Which of the following statements regarding risk is TRUE?

A. Both pure and speculative risks are insurable.
B. Only pure risks are insurable.
C. Only speculative risks are insurable.
D. Neither pure nor speculative risks are insurable.

정답：B

설명：
Pure vs. Speculative Risks: Pure risks involve the possibility of loss or no loss and are insurable, while speculative risks involve the possibility of loss, no loss, or gain and are generally not insurable.
Insurability: Insurance companies provide coverage for pure risks because they can calculate the probability of loss and set premiums accordingly. Speculative risks, like investments or gambling, do not meet this criterion.
Regulatory Reference: The concept of insurable risks is defined in the California Insurance Code and insurance industry standards, which specify that only pure risks are eligible for insurance coverage.

질문 # 148
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California Department of Insurance인증CA-Life-Accident-and-Health시험에 도전해보려고 없는 시간도 짜내고 거금을 들여 학원을 선택하셨나요? 사실 IT인증시험은 보다 간단한 공부방식으로 준비하시면 시간도 돈도 정력도 적게 들일수 있습니다. 그 방법은 바로Itexamdump의California Department of Insurance인증CA-Life-Accident-and-Health시험준비덤프자료를 구매하여 공부하는 것입니다. 문항수도 적고 시험예상문제만 톡톡 집어 정리된 덤프라 시험합격이 한결 쉬워집니다.

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Itexamdump CA-Life-Accident-and-Health합격보장 가능 덤프문제제품을 한번 믿어주시면 기적을 가져다 드릴것입니다, Itexamdump의 California Department of Insurance인증 CA-Life-Accident-and-Health덤프를 구매하시고 공부하시면 밝은 미래를 예약한것과 같습니다, Itexamdump의 California Department of Insurance 인증 CA-Life-Accident-and-Health시험덤프공부자료는 pdf버전과 소프트웨어버전 두가지 버전으로 제공되는데 California Department of Insurance 인증 CA-Life-Accident-and-Health실제시험예상문제가 포함되어있습니다.덤프의 예상문제는 California Department of Insurance 인증 CA-Life-Accident-and-Health실제시험의 대부분 문제를 적중하여 높은 통과율과 점유율을 자랑하고 있습니다, CA-Life-Accident-and-Health시험에서 불합격 받을시 덤프비용은 환불해드리기에 부담없이 구매하셔도 됩니다.환불의 유일한 기준은 불합격 성적표이고 환불유효기간은 구매일로부터 60일까지입니다.

난 처음부터 그런 말도 안 되는 계획에는 반대했다고, 냄새만 맡고도 취할 것 같습니다, Itexamdump제품을 한번 믿어주시면 기적을 가져다 드릴것입니다, Itexamdump의 California Department of Insurance인증 CA-Life-Accident-and-Health덤프를 구매하시고 공부하시면 밝은 미래를 예약한것과 같습니다.

시험준비에 가장 좋은 CA-Life-Accident-and-Health유효한 공부문제 최신 덤프

Itexamdump의 California Department of Insurance 인증 CA-Life-Accident-and-Health시험덤프공부자료는 pdf버전과 소프트웨어버전 두가지 버전으로 제공되는데 California Department of Insurance 인증 CA-Life-Accident-and-Health실제시험예상문제가 포함되어있습니다.덤프의 예상문제는 California Department of Insurance 인증 CA-Life-Accident-and-Health실제시험의 대부분 문제를 적중하여 높은 통과율과 점유율을 자랑하고 있습니다.

CA-Life-Accident-and-Health시험에서 불합격 받을시 덤프비용은 환불해드리기에 부담없이 구매하셔도 됩니다.환불의 유일한 기준은 불합격 성적표이고 환불유효기간은 구매일로부터 60일까지입니다, California Department of Insurance인증 CA-Life-Accident-and-Health덤프만 공부하시면 아무런 우려없이 시험 보셔도 됩니다.